Supplemental
Hospital Indemnity Insurance
Hospital indemnity coverage pays a fixed cash benefit directly to you for each day you're hospitalized, no matter what your primary health insurance already covers. That money can go toward deductibles, copays, travel for a caregiver, lost income, or any other cost that comes with a hospital stay.
Good to know
- Works alongside any existing health plan — it doesn't replace your primary coverage.
- Benefit amounts are typically available in tiers (for example, $100–$500 per day).
- Payouts go to you directly and can be used for any purpose.
Curious what a hospital indemnity plan would cost for your situation?
Get My Hospital Indemnity Quote
Supplemental
Short-Term Medical Insurance
Short-term medical plans provide temporary health coverage to bridge a gap — between jobs, while waiting for employer coverage to start, or if you missed Open Enrollment. Terms are typically available from one month up to twelve months, depending on the carrier and state.
Good to know
- Faster approval than ACA Marketplace plans in many cases.
- Not ACA-compliant coverage, so it's best suited for a temporary gap rather than ongoing coverage.
- We can help you compare short-term options against a Marketplace or Special Enrollment Period plan.
Need coverage for a gap between plans? Let's find the right term length.
Compare Short-Term Options
Supplemental
Accident Insurance
Accident insurance pays a cash benefit if you're injured in a covered accident — from a sprained ankle to a broken bone to an ER visit — regardless of what your health insurance pays. It's designed to offset the out-of-pocket costs that come with sudden, unplanned injuries.
Good to know
- Pairs well with a high-deductible health plan to soften out-of-pocket exposure.
- Benefits are typically paid on a per-incident, per-injury schedule.
- Coverage is available for individuals and families.
Want a quick look at accident coverage costs and benefit amounts?
Get My Accident Quote
Supplemental
Travel & Trip Cancellation Insurance
Travel insurance can help protect the money you've already spent on a trip if something goes wrong — cancellation, interruption, delayed baggage, or a medical emergency while you're away from home.
Good to know
- Trip cancellation and interruption benefits can reimburse prepaid, non-refundable costs.
- Emergency medical and evacuation benefits matter most for international travel.
- Best purchased soon after booking to maximize coverage options.
Have an upcoming trip? Let's find coverage that fits it.
Get a Travel Quote
Supplemental
TriTerm Medical Insurance
TriTerm medical plans offer medical coverage across renewable terms — typically providing continuity of coverage for up to almost three years without reapplying each term. It's a middle-ground option between short-term medical and a full ACA Marketplace plan.
Good to know
- Longer continuity than a standard short-term plan, without a full annual commitment.
- Not ACA-compliant coverage — availability and terms vary by state and carrier.
- We can walk you through how it compares to your other options.
Want to see if a TriTerm plan makes sense for you?
Get My TriTerm Quote